Zakat Calculator (Pakistan)

Q: How much Zakat do I have to pay?

Zakat is 2.5% of your total zakatable wealth, provided that wealth equals or exceeds the Nisab threshold and has been held for one full lunar (Hijri) year.

Q: What counts as a zakatable asset?

Commonly: cash and bank balances, gold and silver, business inventory and receivables, and other liquid investments. Personal-use items like your home, car, and everyday household goods are generally not zakatable. Consult a scholar for asset types specific to your situation.

Q: What is the Nisab threshold and how is it determined?

Nisab is the minimum amount of wealth a Muslim must have before Zakat becomes obligatory, traditionally based on the value of either 87.48 grams of gold or 612.36 grams of silver. Because gold and silver prices move daily, the Nisab value in Rupees changes regularly — check a current, reliable source (such as an Islamic bank's published Nisab table) before calculating.

Add up your zakatable assets below to see if Zakat is due and how much.

Cash & Bank Balances (PKR)

Value of Gold Owned (PKR)

Value of Silver Owned (PKR)

Business Inventory / Receivables (PKR)

Other Savings / Investments (PKR)

Debts / Liabilities Due (PKR)

Current Nisab Threshold (PKR)

Nisab is based on the current price of gold (87.48g) or silver (612.36g) and changes regularly. If this field is blank, look up today's Nisab value from a trusted Islamic bank or scholar before calculating.

Net Zakatable Assets:

Zakat Status:

Zakat Due (2.5%):

How Zakat Is Calculated

Zakat is a fixed obligation of 2.5% of your total zakatable wealth, due once that wealth meets or exceeds the Nisab threshold and has been held for one full lunar (Hijri) year. Importantly, once your wealth is at or above Nisab, Zakat is calculated on your entire zakatable amount — not just the portion above the threshold.

Zakat = 2.5% × (Total Zakatable Assets − Short-Term Debts), if the result is ≥ Nisab

What Counts as a Zakatable Asset?

Generally: cash on hand and in bank accounts, gold and silver (jewelry included, per most scholarly opinions), business inventory and money owed to you that you expect to collect, and other liquid savings or investments. Assets for personal use — your home, car, furniture, and everyday household items — are typically excluded. Debts you owe that are due for payment can usually be deducted from your total before calculating Zakat. Because rulings can differ slightly between schools of thought, especially around specific asset types, it's worth confirming details with a qualified scholar for your particular situation.

Understanding the Nisab Threshold

Nisab is the minimum threshold of wealth that makes Zakat obligatory, traditionally set at the value of 87.48 grams of gold or 612.36 grams of silver. Because these commodity prices move daily, the Rupee value of Nisab changes regularly too — Islamic banks and Zakat authorities typically publish updated Nisab tables. Using the silver-based Nisab (which is usually a lower Rupee amount) is more inclusive and is the more commonly recommended standard by many scholars, since it means more people who should pay Zakat are captured by the threshold.

Frequently Asked Questions

How much Zakat do I have to pay?

2.5% of your total zakatable wealth, provided it meets or exceeds the Nisab threshold and has been held for a full lunar year.

What counts as a zakatable asset?

Cash, gold, silver, business inventory and receivables, and other liquid investments generally count. Personal-use items like your home and car typically don't.

What is the Nisab threshold and how is it determined?

Nisab is based on the value of 87.48g of gold or 612.36g of silver. Since prices move daily, check a current, reliable source before calculating.

This calculator is a general planning aid and does not constitute religious guidance. Zakat rulings can vary by school of thought and individual circumstance — please consult a qualified scholar for guidance specific to your situation.